Privacy Policy

Last updated: January 12 2019

This Cabicash Solutions, LL.C. (“UALETT”) Online Privacy Policy describes ourpractices in connection with information that we collect through UALETT or any ourThird party Software Providers, including DWOLLA, any other websites that may be operated by us from which you are accessing thisPrivacy Policy (the“Websites”), through the software applications made available byus for use on or through computers and mobile devices (the “App”), through oursocial media pages and apps used by us collectively, (our“Social Media Pages”) aswell as through text messages, and HTML-formatted email messages that we sendto you that link to this Privacy Policy (collectively, including the Websites, the Appsand our Social Media Pages, the“Services”). As used in this Privacy Policy, TheTrademarks UALETT, UALETT App, or Cabicash Solutions, LL.C/ LLC., the licensor”or “we” or “us” or “our” refers to the Cabicash Solutions, LL.C. (Doing Business As/DBA UALETT).

This Online Privacy Policy supplements other applicable policies, practices andprivacy notices that may relate to specific business relationships you have withCabicash Solutions, LLC. (DBA UALETT) and our trusted partners or to certainproducts or services, as described in the particular privacy notice. We will use andshare any information that we collect from or about our U.S. account holders andvisitors to the Services in accordance with our Terms of Service and Conditions.

With your consent, we may share your personal data with business partners thatrequest it in order to provide you with a better experience when using our Services orthe services of the business partner (including their independent marketing purposessubject to their privacy policies). Those trusted business partners and Third Partyproviders includes, but not limited to: Dwolla, Plaid, inter alia.

By providing Personal Information to us through the Services, you agree to the termsand conditions (ToS) of this Online Privacy Policy.

Personal Information

Personal Information We May Collect Online

“Personal Information” is information that identifies you as an individual or relatesto an identifiable person, such as information you provide via forms, downloads,surveys, applications or other online fields, including:

If you share with us any Personal Information relating to other people to us or to ourservice providers in connection with the Services, you represent that you have theauthority to do so and to permit us to use the information in accordance with thisOnline Privacy Policy.

How We May Collect Your Personal Data

We and our Third Party Software Providers, may collect Personal Information in avariety of ways, including:

We Use Personal Information as following:

We may use Personal Information or data:

This is How Cabicash Solutions, LL.C., May lawfully disclose your PersonalData

Your Personal Information will be shared consistent with the U.S. ConsumerFinancial Information Rule. For example, Personal Information may be shared: (i)under applicable law; (ii) to comply with legal process; (iii) to respond to requestsfrom public and government authorities; (iv) to enforce our terms and conditions;(v) to protect our operations or those of any of our affiliates; (vi) to protect our rights,privacy, safety or property, and/or that of our affiliates, you or others; (vii) to allow usto pursue available remedies or limit the damages that we may sustain; and (viii) inthe event of any reorganization, merger, sale, joint venture, assignment, transfer orother disposition of all or any portion of our business, assets or stock (including inconnection with any bankruptcy or similar proceedings).

Other users of the Services and the general public

Please be reminded that any information you post or disclose on or through our,profile pages and blogs and other services to which you are able to post informationand materials (including our Social Media Pages) will become public information, andmay be available to users of the Services and to the general public. We urge you touse discretion when deciding to disclose your Personal Information, or any otherinformation, on the Services.

Other Information

Other or Additional Personal Data We May Collect

“Other Information or Additional” is any information that does not reveal yourspecific identity or does not directly relate to an individual, such as:

How We May Collect Other Information

We and one of our Third Party Software Provider, Dwolla may lawfully collect OtherInformation in a variety of ways, including:

We tell you How We May Use and Disclose Other Information collected orprovided by you

Please note that we may use and disclose Other Information for any purpose we andour Trusted Business Partners, except where we are required to do otherwise underapplicable law. If we are required to treat Other Information as Personal Informationunder applicable law, then we may use and protect it for all the purposes for whichwe use and disclose Personal Information.

In some instances, we may combine Other Information with Personal Information(such as combining your name with your geographical location, your name andcompany you are affiliated with, telephone number and or e-mail address). If wecombine any Other Information with Personal Information, we will treat the combinedinformation as Personal Information.

Our Third Party Software Provider (s)

In order to guarantee a satisfactory experience, Cabicash Solutions, LL.C., interactswith several Third Party Providers that are listed in this Online Privacy Policy.

This Online Privacy Policy does not address, and we are not responsible for, theprivacy, information or other practices of any Third Parties, including any third partyoperating any site or service. For instance, Dwolla and Plaid.

Please note that we are not responsible for the collection, usage and disclosurepolicies and practices (including the data security practices) of other organizations,such as Instagram, Facebook, Apple, Google, Microsoft, or any other app developer,app provider, social media platform provider, operating system provider, wirelessservice provider or device manufacturer, including any Personal Information youdisclose to other organizations through or in connection with the Apps or our SocialMedia Pages.

Tailored Advertising

Online Behavioral Advertising (OBA) helps us serve you marketing messages thatare relevant to you, based on your behavior on the web and the usage of UALETT. Ifyou don’t want to receive targeted advertising, you can opt out of OBA. This wouldremove your information from collection across UALETT, our affiliates, Third PartySoftware Providers.

If you choose to opt out of advertisements or sharing any personal data with us, youwill still see ads, but they will probably be less relevant to you.

Your Security comes First

We seek to use reasonable organizational, technical and administrative measuresdesigned to protect Personal Data within our platform. Unfortunately, no datatransmission or storage system can be guaranteed to be 100% secure. If you havereason to believe that your interaction with us is no longer secure (for example, if youfeel that the security of your account or someone’s you have referred to use ourservices, you might have with us has been compromised), please immediately notifyus of the problem by contacting us in accordance with the “Contacting Us” sectionbelow.

If you reasonably believe that the information you have shared with us is at risk, youare entitled to:

To request access to, or erasure of, the personal data we hold about you.

To request us to restrict the processing of the personal data we collect and holdabout you.

To object to us processing any personal data relating to you.

You have the right to obtain certain personal data from us in a format that can betransferred electronically to a third party.

Your Choice Based on our Advertising Strategies

If you no longer want to receive marketing-related texts or emails from us on a going-forward basis, you may opt out by following the instructions contained in such email.We also tell how to stop receiving these emails or texts.

We will try to comply with your request(s) as soon as reasonably practicable. Pleasealso note that if you do opt-out of receiving marketing-related emails from us, wemay still send you important administrative messages, and you cannot opt-out fromreceiving administrative messages. Especially those in connection with your accountwith us.

Keeping your account information up-to-date is very important. If you believe youraccount information is incomplete or not current, please contact us by email or calling the following number (646) 513-4224.

Use of our Services by MINORS

The Services are not directed to individuals under the age of twenty-one (21), andwe request that these individuals do not provide Personal Data through the UALETTApp.

Governing Law

The Services are controlled and operated by Cabicash Solutions, LL.C. (DBAUALETT), and Third Party Software Providers and other trusted business partners,in the United States, and are not subject to the laws or jurisdiction of any state,country or territory other than that of the United States. Your Personal Informationmay be stored and processed in any country where we have facilities or in which weengage service providers, and by using the Services you consent to the transfer ofinformation to countries outside of your state or country of residence.

Online Updates of Our Privacy Policy and APP Version

We may change this Online Privacy Policy. Please take a look at the “Last Updated”legend at the top of this page to see when this Online Privacy Policy was last revisedand updated. Any changes to this Privacy Policy will become effective when we postthe revised Online Privacy Policy on the Services.

Notice that UALETT may change or cancel the availability of any services at anytime with or without previous notice. You are not entitled to use the App or any otherservices provided by Cabicash, LL.C., in any way that could harm them or impairanyone else’s use of them. You may not use the platform to try to gain unauthorizedaccess to any service, data, account or network by any mean. Your use of theServices following these changes means that you accept the revised Online PrivacyPolicy.

Getting in Touch with Us

If you have any questions about this Online Privacy Policy, please contact us byemail or dialing the following numbers: (646) 513-4224.